Regional Credit Manager - Home Loan

Designation :

Regional Credit Manager - Home LoanLocation :

Karnal & JodhpurNo. of Vacancy :

Role & responsibilities

The role holder is responsible for managing credit appraisal for Home Loan in the region. The role holder is expected to ensure smooth day-to-day functioning of the credit evaluation process for Home Loan products, through managing the credit teams.

1. Ensure smooth functioning of the credit evaluation operations in the region.2. Lead and manage the credit team.3. Maintain a high quality portfolio at the regional level.

4. Underwrite proposals and make decisions on loan approval and disbursement within empowerment and escalate to Zonal Credit Manager, as appropriate.

5.Ensure that a quality credit appraisal is conducted at the branches, through personal understanding of customer, supplemented by documentation provided